Check out the facts, figures and details of what your loan repayments will be, how long it will take to repay your loan and how much you can borrow.  These tools are really helpful in allowing you to plan to achieve your financial goals. Hooray!

If you are having problems trying to open the calculators and are on a QR computer, please call the QR IT Help Desk on 3235 1048 and they will install Flash onto the computer you are using as Flash is required to use the calculators.

COMPLETE LOAN COMPARISON
If you would like to compare a Railways Credit Union loan with a loan at another bank, just enter in the details and this calculator will tell you which financial institution will save you more money.

HOW LONG WILL IT TAKE TO REPAY MY LOAN?
If you know how much money you can afford to pay each fortnight, this calculator will tell you how long it will take to repay your loan.

HOW MUCH CAN I BORROW?
Keen to know approximately how much we can lend you?  This calculator is for you.

WHAT WILL MY REPAYMENTS BE?
If you want to know what your fortnightly repayments will be... check out this calculator.  It will also tell you how much interest you will pay.

BUDGET PLANNER (excel spreadsheet)
We have also created a very comprehensive Budget Planner.  It is an excel spreadsheet that you can download and save onto your computer.  It takes a detailed view at your income and expenses, and provides a summary of how much you can save and where you can look at cutting back.  When you open this file, please click ’Enable Macros’ to allow the calculations to work correctly.

SAVINGS CALCULATOR (excel spreadsheet)
If you would like to find out how much money you will have after a period of time, just enter the interest rate, starting amount and regular deposit amount and away you go...